Financial Information

We are committed to providing you excellent care. Our financial policy is based on an open and honest discussion of our fees.

We accept the following credit cards:  Visa, MasterCard, DiscoverCard, and American Express.  We  also accept personal checks.  There is a $25.00 charge for all returned checks.  Cash payments are also accepted, although exact amount is appreciated, as we do not usually have change on hand.  

We also offer Care Credit, an outside finance company,  that offers interest free payments for up to 12 months.  You can apply for Care Credit on line at  They will issue you a credit card that you can use in our office.  If you do not receive your card in time of your appointment, advise our financial department and they can usually use your account number with care credit for billing.

Usual and Customary Rates: Our fees reflect our commitment to the quality our patients deserve and are considered usual and customary for the area, regardless of any insurance company’s determination.

Contracted Insurance Rates: (In-network and out-of network fees) These are a few with which we do have contracted fees. (Delta Dental, Guardian, Met Life, and United Concordia). If we are not contracted with your insurance the fee is decided by our office.


Insurance is a contact between you and your insurance company.  As a service to our patients, we will bill your insurance company for you.  It is not always possible for our office to become familiar with the details of every dental plan it encounters, and/or what is excluded from your dental plan. We will contact your insurance to obtain dental benefits as long as you supply us with all of your correct dental insurance information for us to be able to do so.  At the time of your consultation, once you have seen our Oral Surgeon,  we will be able to give you an estimate of fees due for your oral surgery. Ultimately the patient is responsible for knowing what is covered and what is excluded from his/her dental plan. The information we give you is an estimate, not a guarantee of benefits.  Once we have received payment from your insurance company, if it is difference from our original estimate, you will be refunded or billed accordingly.

If the patient is a minor (under the age of 18), the parent accompanying the child is responsible for payment, unless prior arrangements have been made.